Health Professionals Indemnity Insurance
This provides cover for each person up to:
• $500,000 in respect of each and every claim
• $1,000,000 in total during the insurance period
This section of the cover does not involve any excess i.e. all claims are paid in full up to the amount of cover. Cover includes the costs awarded against you as well as paying for legal and other defence costs, whether the case against you is successful or not.
Amount of cover – $1,000,000 per annum. Claims will not be subject to deduction of any excess.
Legal and Disciplinary Defence Costs
Following allegations of negligence and arising out of claims by others against you, disciplinary enquiries or coroner court enquiries.
This is included in the $1,000,000 cover for Professional Indemnity.
Loss of Earning
As a result of a claim arising out of a court of enquiry where your salary is suspended.
Amount of cover up to $1,000 per week for a maximum of 13 weeks.
What is not covered by the plan?
Like all insurance policies, there are a number of exclusions. These are reasonable and full details are contained in the policy.
Who qualifies for the scheme?
This plan is available to all registered, qualified health professionals other than nurses, doctors and specialists.
Who manages the plan?
New Zealand Medical Indemnity Insurance Limited manage the plan in conjunction with their insurance brokers and underwriters.
Here’s what some of the health professionals insured with us have said about their experience with NZMII:
“As a clinical dental technician NZMII have been great in supporting me with professional indemnity and compared to other insurers at a very reasonable rate. Their service has been excellent and they even extended cover for me whilst I was doing voluntary service in my profession in Fiji. I would recommend them to anyone in the allied health field who needs Indemnity cover.” ~ Michael W.
“When I had a privacy complaint come through the team were absolutely crisp in negotiating relevant legal and ethical issues.” ~ Kay M.
“For NZ medical physicists engaged in radiological work NZMII have covered me for many years with affordable cover and without administrative problems.” ~ Giles W.