SMO’s are covered up to $4,000,000.00 per annum. RMO’s are covered up to $2,000,000.00 per annum. Allied Health practitioners are covered up to $1,000,000.00 per annum. More detailed information is available within the website.
You can use the Get Advice form on the website or email general@nzmii.co.nz with a brief description of the issue or phone us on 0800 102 220. We will assign a lawyer to assist you.
Volunteer work is covered in NZ, you don't need to notify NZMII about it. NZMII covers volunteer work in the Pacific Islands as a discretionary extension to the policy. Pacific Islands under American and French jurisdictions are excluded. Volunteer work outside the Pacific area is not covered nor is volunteer work for private expeditions. Email general@nzmii.co.nz if you need a volunteer extension or if you have any further questions.
NZMII does not cover paid work overseas. For volunteer work see question 3.
Yes, any claim arising from medical assistance voluntarily administered at the scene of any emergency, accident or disaster is covered.
For RMOs, GPEPs, SMOs and GPs, telehealth consulting is covered. The patients have to live in NZ, your APC should be current and you need to follow the MCNZ guidelines for telehealth. See www.mcnz.org.nz/assets/standards/c1a69ec6b5/Statement-on-telehealth.pdf
For Allied Health policy holders, telehealth is consulting is also covered. The patients have to live in NZ, your APC should be current and you need to follow any guidelines about telehealth from your professional body. If there is no guideline, please read the MCNZ one above for useful advice.
No.
Your policy is put on hold during parental leave and you are covered if any matter arises. Email general@nzmii.co.nz to let us know when your leave starts.
Tail cover is offered to SMOs. The cost is $3244.00 which insures your previous cover period for a further six years.
If you are a SMO/GP or RMO please see our Wellbeing page for counselling support.
If you are an Allied Health client and you need support due to a claim, NZMII provides financial assistance to access a registered psychologist or counsellor of your choosing provided NZMII’s approval is sought prior to the psychologist or counsellor being engaged. The maximum amount payable by NZMII is $1,000 in any one period of insurance.
All locum work in NZ is covered.
Yes, locum work outside your current hospital is covered as long as your main employer remains Te Whatu Ora/HNZ.
If you are on a casual contract, please check with your RMO unit and/or email general@nzmii.co.nz Not all districts allow casual RMOs to be a part of the group scheme.
Yes, NZMII will assist with any matters arising from your RMO group scheme cover at NZMII’s discretion.
You can apply for cover on this website under the RMO option. You will need to choose Registrar level cover. Once NZMII has your application and payment, a receipt, confirmation letter and policy will be emailed to you. You can apply ahead of time.
On retirement, you are covered for a further six years free of charge. Please email NZMII to let us know, general@nzmii.co.nz