SMO’s are covered up to $4,000,000.00 per annum. RMO’s are covered up to $2,000,000.00 per annum. Allied Health practitioners are covered up to $1,000,000.00 per annum. More detailed information is available within the website.
You can use the Get Advice form on the website or email general@nzmii.co.nz with a brief description of the issue or phone us on 0800 102 220. We will assign a lawyer to assist you.
Volunteer work is covered in NZ, you don't need to notify NZMII about it. NZMII covers volunteer work in the Pacific Islands as a discretionary extension to the policy. Pacific Islands under American and French jurisdictions are excluded. Volunteer work outside the Pacific area is not covered nor is volunteer work for private expeditions. Email general@nzmii.co.nz if you need a volunteer extension or if you have any further questions.
NZMII does not cover paid work overseas. For volunteer work see question 3.
Yes, any claim arising from medical assistance voluntarily administered at the scene of any emergency, accident or disaster is covered.
For RMOs, GPEPs, SMOs and GPs, telehealth consulting is covered. The patients have to live in NZ, your APC should be current and you need to follow the MCNZ guidelines for telehealth. See www.mcnz.org.nz/assets/standards/c1a69ec6b5/Statement-on-telehealth.pdf
For Allied Health policy holders, telehealth is consulting is also covered. The patients have to live in NZ, your APC should be current and you need to follow any guidelines about telehealth from your professional body. If there is no guideline, please read the MCNZ one above for useful advice.
No.
Your policy is put on hold during parental leave and you are covered if any matter arises. Email general@nzmii.co.nz to let us know when your leave starts.
Tail cover (also known as run-off cover) is now an added benefit across all NZMII policies at no additional cost. Tail cover insures your previous cover period for a further six years so if you retire, move overseas, take up a fellowship in another country or change providers. Your NZMII policy will continue to protect you for any complaints or medico-legal issues that may subsequently arise from your period of cover with us.
If you are a SMO/GP, RMO/GPEP or Allied Health Professional please see our Wellbeing page for counselling support via our Wellbeing partner Clearhead.
NZMII provides free and confidential access to a registered psychologist or counsellor of your choosing through Clearhead for up to 6 sessions per policy period.
All locum work in NZ is covered.
Yes, locum work outside your current hospital is covered as long as your main employer remains Te Whatu Ora/HNZ.
If you are on a casual contract, please check with your RMO unit to see if you can remain on the group scheme. Not all HNZ/Te Whatu Ora districts allow casual RMOs to be a part of the group scheme. You may need to buy your own cover, NZMII would be happy to cover you.
Yes, NZMII will assist with any matters arising from your RMO group scheme cover for a further six years.
You can apply for cover on this website under the RMO option. You will need to choose the Registrar level of cover. Once NZMII has your application and payment, a receipt, confirmation letter and policy will be emailed to you. You can apply ahead of time.
On retirement, you are covered for a further six years free of charge. Please email NZMII to let us know, general@nzmii.co.nz