This section of the cover does not involve any excess i.e. all claims are paid in full up to the amount of cover. Cover includes the costs awarded against you as well as paying for legal and other defence costs, whether the case against you is successful or not.
This provides cover for each person up to:
This section of the cover does not involve any excess i.e. all claims are paid in full up to the amount of cover. Cover includes the costs awarded against you as well as paying for legal and other defence costs, whether the case against you is successful or not. Amount of cover – $1,000,000 per annum.
Claims will not be subject to deduction of any excess.
Following allegations of negligence and arising out of claims by others against you, disciplinary enquiries or coroner court enquiries. This is included in the $1,000,000 cover for Professional Indemnity.
As a result of a claim arising out of a court of enquiry where your salary is suspended. Amount of cover up to $1,000 per week for a maximum of 13 weeks.
Like all insurance policies, there are a number of exclusions. These are reasonable and full details are contained in the policy.
This plan is available to all registered, qualified health professionals other than nurses, doctors and specialists.
New Zealand Medical Indemnity Insurance Limited manage the plan in conjunction with their insurance brokers and underwriters.